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Moving on a Budget: How to Do It?

posted: 20/01/2020

house moving budgetThey can be many reasons for a house move, but there is always one important point you need to think long and carefully about – money. The success of your relocations lays on how well have you calculated your budget and your ability to cut unnecessary expenses. To be fair this is not an easy task especially if you are moving to a big city like London. Here are some pro tips on how to make a budget and not break the bank while house moving.

Formulate a Reasonable Budget Plan

Creating a budget is actually very easy, the hard part is deciding how much you are able to spend for everything. The categories you should include are as follows:


  • Rent for the last month at your old place
  • Deposit and rent for your new home
  • Utilities
  • Last bills from the old house
  • Fees for transferring your utilities to the new address
  • Gas and other car expenses
  • Clean-up
  • Hiring a cleaning company to take care of both your old and future homes (optional)
    Cleaning supplies, bags and tools (in case you are doing everything by yourself)

Moving expenses

  • house moving on a budgetHiring a moving company (optional)
  • Moving insurance (optional)
  • Packing materials
  • Babysitter and/or petsitter (optional)

Family expenses

  • The costs for relocating your partner (consider temporarily unemployment)
  • The costs for relocating your children (school or daycare expenses)
  • Unplanned expenses
  • Medicine
  • Hotel
  • Car trouble
  • Tips
  • Food
  • Storage
  • Other Fees

Consider the Expences for a Moving Company

To be frank relocating without any professional help is not something you want. In the long run, it will be much more expensive than just booking professional moving services. On top of that, if you live or are relocating to London, you will have a large selection of removal companies to choose from.

Choose the most Efficient Way of Transportation

Obviously, you can either use your own vehicles or the ones provided by your moving company. Consider the costs of everything.
Renting a moving truck has the following pros:

  • a London moving truckIt is cheaper than hiring a moving company;
  • Great for relocating to a relatively close location
  • Suitable for people that don’t have many items or are not transporting heavy furniture

It also has some cons:

  • You need to make external moving insurance, as the truck driver is not responsible for your items;
  • It may be costly if you relocate long-distance or internationally.
  • You will need to plan everything by yourself which can be problematic if you have a bigger household.

The best way of saving money when hiring a moving truck is:

  • To make extensive research and carefully compare prices and deals;
  • Hire only the actual vehicle and either drive it yourself or ask a friend who has the needed licence;

Hiring professional movers can have a lot of positive sides:

  • house moving truckYou don’t need to worry about organising the move.
  • You won’t do the loading and unloading of heavy boxes and furniture;
  • In some cases, you may receive packing materials free of charge.
  • There are discounts for longer moves.
  • The movers will be responsible for any damages to your items and can reimburse you.

The cons are clear:

  • It is not cheap to hire a moving company;
  • Sometimes there are hidden expenses to house removals;

The best ways to save money when using the services of professional movers are:

  • Learn to bargain; most businesses are willing to offer discounts;
  • Make a thorough research on the chosen companies, compare prices, terms and conditions.

Try to Save Some Money

Some moving companies have their own apps and occasionally there might be discounts or other special offers. You can also use Facebook and Craigslist to find the best option available for your location. The easiest ways to save money are:

  • save moneySave on packing materials – use old boxes or rent moving containers.
  • Save on baby and pet sitters – ask friends and relatives to help.
  • If you load and unload the truck yourself, the costs will be lower.
  • Cleaning the hoses by yourself without the help of a cleaning company.

Think about The Money

When you don’t have the funds to organise your house move to London you need to be creative. There are a few options you can choose from. Setting a moving account will be helpful only if the person knows they will be relocating in the future and have enough time to save up money. Most house removals are pre-planned, so it is possible.
However, if you need to move quickly due to a personal or work-related reason and you are short of money relying on a credit card or a fast loan from a reputable bank is also a possibility.

How to Make Your Employer Pay?

In some occasions, the move to London is due to a job-related circumstance. In these cases, you can actually benefit from your position in your company and try to make your boss pay the whole cost or at least half of it.

  • Familiarise yourself with the company policies and see if there were any precedents in the past.
  • Don’t assume, always ask for help. Speak with your manager and the HR Department.
  • Go prepared in meetings. You need to have a clear idea of what you want from your company.

Stephanie Cooper

Stephanie is a content marketing specialist for Top Removals for the past several years. She has extensive experience working with moving companies and knows her audience. Stephanie creates engaging and useful content helping the customers of Top Removals with their struggles and providing them with the most accurate insight.

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