It is not uncommon to end up with a damaged piece of expensive furniture, especially during international or long-distance house relocations. In these unfortunate cases, you will need to contact your insurance company and start the tedious process of issuing a claim and proving that the damage is real. However, what if we tell you there is a faster way to ensure you will get your reimbursement and save you a lot of stress? Indeed there is a simple solution to your problem – just make an inventory list. These pieces of paper will speed up both your work with the moving and insurance companies. We strongly urge you to read the following article and prepare your documentation in advance.
The household inventory list is a report that includes the basic information about your personal belongings – description of the make and model, serial number, estimated price, purchase receipts, photos, etc. It is one of the essential documents you would need to have when making an insurance claim.
In case your belongings suffer damages or are stolen during the moving process, you would need a document that will help the insurance companies determine the value of your personal property. In addition, you will need to show proof of ownership cue the receipts and photos in the inventory list.
Here are some of the benefits that come with having one such report:
Everybody should have an inventory list when moving, regardless of how big their household is. It is the best precautionary measure you can take.
You need to follow three easy steps when making and using your inventory list.
There are different types of inventory lists, depending on what you need them for. Insurance companies often have their own templates that you can use. You can also make your own, but be sure to include the following information about each item:
You can make a simple spreadsheet in Excel or even write everything by hand. It doesn’t matter where you create your template, as long as it has all the necessary attributes.
Go around your home and start listing your belongings. Begin one room at a time and check every item. If you own a large property or don’t have the time, you can hire a professional to create the inventory list for you. Snap lots of pictures, and you can even include a short video of the more expensive pieces. It is important to document everything and have solid evidence to prove your point if something happens during the move.
It may take months to pack and relocate, and during this time, you will surely acquire new items. Remember to update the inventory list and include any new possessions. This step is overlooked often as usually, people forget about the report once they fill it out. Don’t make this mistake, or you can end up losing your compensation money.
The inventory list can substantially speed up the house moving process. Here is how:
Do not overlook the importance of making a proper inventory list. And if you don’t know where to start, we have created a simple template you can use. Just print it out, fill it in and attach all additional documentation and photos. Compile everything into a neat binder, and you are ready for your house removal to begin.
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